Estel Technologies International FZE

Hall: Hall 6 Stand: H6-15
  • Technology
  • Telecommunications
Estel Technologies International FZE

Estel ( provides Prepaid TopUp, e-Voucher, Mobile Wallet, Agency Banking, Merchant Payments & m-POS solutions to Banks, Mobile Operators & PSPs in Asia, Africa & Middle East. We serve more than 40 customers in over 35 countries.


Estel Technologies Private LImited
Plot Number 126, Institutional Area
Sector 44


Contact Exhibitor

  • A smart phone, combined with a m-POS application & external card reader (attached to the phone via headphone jack, or Bluetooth), turns the mobile phone into a POS terminal. This enables merchants to accept card payments, in same way as traditional POS terminals, but at a fraction of the cost, with convenience of full mobility (Anytime, Anywhere)!



  • Estel Merchant Payment Aggregator solution simplifies the payment process for merchants, enabling them to accept digital cash-less payments from all sources via a single App & device!

    This opens opportunities for Payment Service Providers (PSPs) to acquire merchants using Estel solution, offering them aggregation of all digital payment methods in a single app, with single window management & settlement!

  • Our e-Recharge technology enables both e-Voucher
    & e-Top Up services (including a hybrid service) via
    multiple devices

    1.  e-Voucher: Prepaid Operators sell bulk e-PIN’s
    to 3rd party Service Providers, who operate an
    e-voucher distribution service, after investing
    in POS terminals & an e-Voucher platform, or,
     2. e-Top Up: this enables PIN-less, any value top
    up of customer’s prepaid account; the service
    can be operated either by the Prepaid
    Operator, or, a 3rd party Service Provider

  • Estel ‘s innovative Agency Banking solution enables Bank to go
    Branchless & increase reach & accessibility & reduce Capex Costs.

    1.  To fulfill the constitutional rights of the unbanked masses who are also entitled to access to financial services
    2.  To leverage distribution channels and make the Bank more accessible to its customers
    3.  To provide low cost banking services to the poor who cannot afford to travel long distances to carry out banking transactions
  • Our technology enables users to turn handsets into
    Mobile Wallets, or, ‘Debit Cards’.We offer a high performance transaction processing platform that can be integrated with existing mobile and banking infrastructure. It allows people to:

    • Open virtual bank accounts (called m-Wallets) at authorized retail outlets
    •  Deposit & withdraw cash from m-Wallets
    •  Transfer money
    •  Make payments for goods & services
    •  Get salary disbursements
    •  Check balance, get mini statement
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